Welcome to the website of California Mortgage Company™ . Please read this page carefully. California Mortgage Company™ provides this website to you subject to the following Terms of Use ("Terms").
By accessing, browsing and using this website, you accept, without limitation or qualification, these Terms. If you do not agree to be bound by these Terms, you may not access or use this website. If you agree to be bound by these Terms, you should visit this page periodically to review them, as California Mortgage Company™ reserves the right to change them from time to time, and such changes will still be binding on you.
1. California Mortgage Company™ .
At California Mortgage Company™ we have been helping people finance their dreams for over a decade. Having a home is one of the greatest investments one could make in today's market, we can also assist you in second trust deeds to pay off high interest credit cards or to buy an investment house.
The sky is the limit with California Mortgage Company -- if you have been turned down for any reason, we can help. Our friendly staff can guide you through the often complicated process of financing. In fact, we want you to learn as much as possible about loan financing so that you can feel comfortable through each stage of qualifying.
2. Privacy Policy.
California Mortgage Company™ is extremely sensitive to your right to privacy while accessing this website and using our services. Please take the opportunity to review our Privacy Policy.
3. Copyright.
You acknowledge that this website, any underlying technology used in connection with this website, and all software, material, information, communications, text, graphics, links, electronic art, animations, audio, video, photos, and other data (collectively, the "Content") available within this website is provided by California Mortgage Company™ or third party providers and are the copyrighted works of California Mortgage Company™ and/or such third parties. Except as expressly authorized by California Mortgage Company™ or such third parties in these Terms or as may be posted on this website, you may not copy, reproduce, publish, distribute, modify, create derivative works of, rent, lease, sell, transfer, display, transmit, compile or collect in a database, or in any manner commercially exploit any part of the Content, in whole or in part. You may not store any significant portion of any Content owned by, or licensed to California Mortgage Company™ in any form, whether archival files, computer-readable files or any other medium. You also may not "mirror" any Content on any other server.
We encourage you to download and print a reasonable number of copies of Content for noncommercial personal use only; provided that (i) any permitted copies of Content contain, in an unmodified form, any copyright or other proprietary rights notices contained in the Content and an original source attribution to California Mortgage Company™ ; and (ii) no modifications of any of the Content are made except as may be expressly provided (approved?) by California Mortgage Company™ or the third party provider on the web page containing the applicable Content. You acknowledge that California Mortgage Company™ and/or third party providers remain the owners of the Content and that you do not acquire any intellectual property rights in such Content by downloading or printing the Content.
4. User Content.
Any material, information, communications, text, graphics, links, electronic art, animations, audio, video, photos, or other data (collectively the "User Content") that you upload to or otherwise make available to California Mortgage Company™ , including any job listings and/or resumes, is and remains your sole property or the property of your licensors. By uploading or otherwise making available any User Content, you automatically grant and/or warrant that the owner of such User Content has granted California Mortgage Company™ , for the sole purpose of displaying publishing, distributing and/or otherwise transmitting the User Content through California Mortgage Company™ , the perpetual royalty-free, non-exclusive right and license to use, reproduce, modify, publish, distribute, perform and display the User Content through California Mortgage Company™ .
5. Links.
Some links on this website lead to sites posted by independent site owners. Because California Mortgage Company™ has no control over such sites, California Mortgage Company™ is not responsible for the accessibility of such sites via the Internet, and does not endorse the products, services, or information provided by such sites. As such, California Mortgage Company™ shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with, use or reliance on any such content, goods or services available on or through any such site. Furthermore, the inclusion of these links to other sites does not imply that the other sites have given permission for inclusion of these links, or that there is any relationship between California Mortgage Company™ and the linked sites. California Mortgage Company™ is an independent operating company and reference to other companies on this website does not imply any partnership, joint venture, or other legal relationship where California Mortgage Company™ would be responsible for the actions of such companies.
6. Conduct.
You may only access this website for lawful purposes. You are solely responsible for the knowledge of and adherence to any and all laws, statutes, rules and regulations pertaining to your use of this website, including any community standards. You agree that you will not: (i) use this website to commit a criminal offense or to encourage conduct that would constitute a criminal offense or give rise to a civil liability, or otherwise violate any local, state, Federal or international law or regulation, including, but not limited to, export control laws and regulations; (ii) upload, post, e-mail or otherwise transmit any unlawful, threatening, libelous, harassing, defamatory, vulgar, obscene, pornographic, profane, or otherwise objectionable User Content; (iii) upload, post, e-mail, or otherwise transmit any User Content that you do not have a right to transmit under any law or contractual or fiduciary relationships; (iv) upload, post, e-mail, or otherwise transmit any User Content that infringes any patent, trademark, trade secret, copyright, or other proprietary rights of any party; (v) alter, damage or delete any Content or other communications that are not your own or to otherwise interfere with the ability of others to access or use this website; (vi) disrupt the normal flow of communication in any community or otherwise act in a manner that negatively affects other users' ability to engage in real-time exchanges; (vii) claim a relationship with or to speak for any individual, business, association, institution or other organization for which you are not authorized to claim such a relationship; (viii) upload, post, e-mail or otherwise transmit any unsolicited advertising, promotional materials, or other forms of solicitation to other users including, without limitation, "junk mail," "spam," "chain letters," or "pyramid schemes"; (ix) interfere with or disrupt this website or servers or networks connected to this website, or disobey any requirements, procedures, policies or regulations of networks connected to this website; (x) collect or store personal data about other users; (xi) reproduce, duplicate, copy, use, distribute, sell, resell, or otherwise exploit for any commercial purposes, any portion of this website, use of this website, or access to this website; (xii) impersonate another person; or (xiii) post material that contains viruses, Trojan horses, worms, time bombs, cancelbots or other computer programming routines or engines that are intended to damage, detrimentally interfere with, surreptitiously intercept or expropriate any system, data or information.
7. Disclaimer of Warranty.
California Mortgage Company™ is not to be considered to be an employer with respect to your use of this website and shall not be responsible for any employment decisions.
CALIFORNIA MORTGAGE COMPANY™ DOES NOT WARRANT THAT THIS WEBSITE WILL OPERATE ERROR-FREE OR THAT THE WEBSITE AND ITS SERVER ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL MECHANISMS. IF YOUR USE OF THIS WEBSITE RESULTS IN THE NEED FOR SERVICING OR REPLACING EQUIPMENT OR DATA, CALIFORNIA MORTGAGE COMPANY™ IS NOT RESPONSIBLE FOR THOSE COSTS.
CALIFORNIA MORTGAGE COMPANY™ PROVIDES THIS WEBSITE ON AN "AS IS," "AS AVAILABLE" BASIS WITHOUT REPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
IN NO EVENT WILL CALIFORNIA MORTGAGE COMPANY™ OR ITS DIRECTORS, OFFICERS, EMPLOYEES, AFFILIATES OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INCIDENTAL, INDIRECT, SPECIAL OR CONSEQUENTIAL DAMAGES (EVEN IF CALIFORNIA MORTGAGE COMPANY™ HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), ARISING OUT OF YOUR USE OF OR INABILITY TO ACCESS THIS WEBSITE, INCLUDING WITHOUT LIMITATION, LOSS OF REVENUE OR ANTICIPATED PROFITS, LOSS OF GOODWILL, LOST BUSINESS, LOST DATA, COMPUTER FAILURE OR MALFUNCTION, OR ANY AND ALL OTHER DAMAGES OR LOSSES THAT RESULT FROM MISTAKES, OMISSIONS, INTERRUPTIONS, DELETIONS OF FILES, ERRORS, DEFECTS, VIRUSES, DELAYS IN OPERATION OR TRANSMISSION, OR ANY FAILURE OF PERFORMANCE, WHETHER OR NOT LIMITED TO ACTS OF GOD, COMMUNICATIONS FAILURE, THEFT, DESTRUCTION OR UNAUTHORIZED ACCESS TO CALIFORNIA MORTGAGE COMPANY'S RECORDS, PROGRAMS, OR SERVICES. BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, IN SUCH STATES CALIFORNIA MORTGAGE COMPANY'S LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.
8. Indemnification.
You agree to indemnify and hold California Mortgage Company™ , and its affiliates, officers, agents, partners, and employees, harmless from any claim or demand, including reasonable attorney's fees, made by any third party due to or arising out of User Content you submit, post to, e-mail or otherwise transmit through this website or your breach of these Terms. California Mortgage Company™ shall provide notice to you promptly of any such claim or demand and shall assist you, at your expense, in defending any such claim or demand.
9. Modifications to this website.
California Mortgage Company™ reserves the right at any time, and from time to time to modify or discontinue, temporarily or permanently, this website (or any part thereof) with or without notice. You agree that California Mortgage Company™ will not be liable to you or to any third party for any modification, suspension or discontinuance of this website.
10. Changes to these Terms.
California Mortgage Company™ reserves the right to modify these Terms at any time. Any modifications shall be effective upon the posting by California Mortgage Company™ of the modified Terms at http://www.california mortgagecompany.com. You agree to review these Terms periodically so that you are aware of any modifications. Your continued use of this website shall be deemed your acceptance of the modified Terms.
11. Comments and Support.
California Mortgage Company™ welcomes your comments with respect to this website and the services provided by California Mortgage Company™ in an effort to provide a service relevant to your interests. However, California Mortgage Company™ may not be able to respond to your feedback and is not obligated to implement any suggestions. Any feedback and/or suggestions you provide to California Mortgage Company™ will be considered non-confidential and non-proprietary and may be used by California Mortgage Company™ in connection with this website or the services provided by California Mortgage Company™ . For questions concerning the services provided by California Mortgage Company™ or this website, please e-mail California Mortgage Company™ at using the form on this page.
12. General.
By accessing this website, you agree to the above stated Terms. This Agreement is entered into in the State of California, USA and shall be construed in accordance with the laws of the State of California, USA, exclusive of its choice of law rules. Each party to these Terms submits to the exclusive jurisdiction of the state and federal courts having jurisdiction in the State of California, USA, and waives any jurisdictional, venue, or inconvenient forum objections to such courts. In any action to enforce these Terms, the prevailing party will be entitled to reasonable attorneys' fees and costs. In the event that any provisions of these Terms are held to be unenforceable, such provisions shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect. These Terms and any posted guidelines or rules concerning the use of this website constitute the entire understanding between the parties pertaining to the subject matter hereof, and any prior written or oral agreements between the parties are expressly canceled.
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